WEBVTT

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Goals aren't created equal. Unrealistic goals don't
do you any good at all. 

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But if you make SMART goals, you'll be able to stick with
them and make them happen.

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So, what makes a goal smart? Easy. 

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It has to be:Specific, Measurable, Achievable, Relevant,
and Time-Bound.

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Have you ever set a goal you got really excited about?

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Think back to your New Year's Resolutions. Maybe you
wanted to get into shape.

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But goals take hard work every day to achieve them.
That's why it's easy to lose steam ... 

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...and not get to where we want to be in the end.

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This is where SMART goals help.

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Let's take the goal of getting into shape - which isn't a
very helpful goal to set... 

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...and turn that into a SMART goal.

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Make it Specific: What exactly do you mean by getting
into shape?

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Do you want to lose 20 pounds? Or run a marathon?
Get down into the details!

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Make it Measurable: How will you measure your
progress? 

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You may start by running 10 minutes a day and work
up from there.

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Make it Achievable: Is your goal possible to achieve? 

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Can you identify the steps you need to take?

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This might mean going to the gym 3 days a week or going
on a specific diet. 

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Make it Relevant: Does your goal mean something to you? 

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If you really don't enjoy running, but you decide to run a
marathon, that might not be the most relevant goal.

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And make it Time-Bound: When do you want to reach your
goal? 

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This is going to help motivate you and help with your dayto-day
choices. 

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You might want to lose 20 pounds by the end of the year
or you might sign up for a race that's 6 months away.

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That's the gist of a SMART goal. Any goal can be
made using this method. 

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Let's apply it to a short-term money goal.

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Let's say you want save up for a new laptop. How do we
turn that into a SMART goal?

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Specific: I want to save up for a Laptop

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Measurable: I want to save $699, the cost of the laptop

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Achievable: I will save $25 a week for my laptop

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Relevant: I earn enough a month to put $25 aside
each week

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Time-Bound: I want to purchase my laptop in 7
months

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By making a SMART goal, you've got a plan not just
for how you'll get your laptop in the end, 

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but what you need to do in the short-term to get there.

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Whatever your goal might be, follow the Knowl's...

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SMART Goal checklist, and you'll be much more likely to
reach it.